ServicesNext-Dollar Decisions
Phase 2 · Evaluation · Fix What's Holding It Back
Next-Dollar Decisions
Helping owners navigate the ongoing tension between reinvesting in the business, supporting family goals, and planning for the future.
Every dollar the business earns can go back into equipment, out to the family, or into something outside the business entirely. Most owners make that call quickly, alone, and repeatedly.
This may sound familiar…
Growing, but still carrying too much.
“You rarely feel completely off.”
01Everything still runs through you
02You're making most of the key decisions
03The business slows down when you step away
04Systems are inconsistent or in your head
05Growth adds pressure, not relief
06Personal finances are still too tied to business cash flow
What we actually do
Name the competing claims. Set the order. Revisit as the business changes.
Step 01
Name the competing claims
Growth, payroll cushion, family, and the wealth that should eventually sit outside the business. They are all legitimate, and they are all pulling on the same dollar.
Step 02
Set the order
A rule you can apply without re-litigating it every quarter, built around where the business is and what the next few years need to look like.
Step 03
Revisit as the business changes
What was right at four crews is rarely right at ten. The order gets reviewed as the business moves.
Where this sits
Phase 2 · Evaluation of the Builders Value Acceleration Program™.
Wealthtender Five-Star Financial Coach
Jason P. Berube, President & Founder
Cornerstone is based in Beverly, Massachusetts and works with construction and trade owners across the North Shore, Greater Boston, and beyond.
Where we workQuestions about this service
The short answers.
How much should be outside the business?
There is no single number, and anyone who gives you one without knowing the business is guessing. What matters is that the figure is deliberate rather than whatever is left over.