Resources
Written for people who build things.
Practical thinking on owner dependency, enterprise value, continuity, and what it takes to build a construction business that can eventually run without you.
Insights
More published monthly.
Guides & whitepapers
The planning questions behind the business.
Retirement income, taxes, life insurance, and estate coordination. Read online or download the whitepaper.
IRA Planning
IRA Tax Bomb
Traditional 401(k)s and IRAs come with a tax bill you may not expect, for you and your heirs. Here's how RMDs, Social Security taxation, and the SECURE Act's 10-year rule work.
Inflation
5 Things You Must Know About Inflation
How is inflation actually calculated, and what does it mean for your retirement income? Current CPI-W data, Fed policy, and Social Security COLA explained.
Life Insurance
Your Policy Is Only Half the Plan
A life insurance policy pays a death benefit, but it doesn't avoid probate, name a guardian, or plan for incapacity. See what a complete plan actually requires.
Life Insurance
Life Insurance Readiness Checklist
Most people review their streaming subscriptions more often than their life insurance. Use this 5-section checklist to spot coverage gaps before they become a problem.
Fixed Indexed Annuities
Caught in the Middle: How Fixed-Indexed Annuities Can Help Gen X Stay on Track
Supporting kids and aging parents while trying to save for your own retirement? See what the data says about the Gen X squeeze, and how a fixed-indexed annuity can help.
Annuities
What You Should Know About Annuities
Annuities work like a pension you build for yourself. See how tax-deferred growth, guarantees, and annuity types actually work before deciding if one fits your plan.
Annuities
Types of Annuities Explained
Not all annuities work the same way. See how immediate income (SPIA), fixed-rate (MYGA), and fixed-indexed (FIA) annuities compare, with the advantages and trade-offs for each.
Annuities
Understanding Annuities: Myths vs. Facts
Think annuities are too expensive, too locked-up, or only for people who fear the market? Here's what's actually true, and what's outdated thinking.
Annuities
Questions to Ask Before Buying an Annuity
Before you sign, know exactly what you're buying. Five categories of questions covering fees, guarantees, inflation protection, carrier strength, and fit.
Fixed Indexed Annuities
Benefits of Fixed Indexed Annuities (FIAs)
FIAs combine principal protection with index-linked growth potential. See the 7 key benefits, the most common misconceptions, and how FIAs actually work.
Fixed Indexed Annuities
What If You Could Reallocate and Sell Your Assets at Up to 22% Higher?
With markets at record highs, learn how a fixed indexed annuity's premium bonus can let you lock in gains without the risk of a future correction.
Your situation
Not sure which of these applies to you?
That is what the first conversation is for.
Media
In the press and on the air.
Jason’s thinking on business value, owner dependency, and planning, in national outlets, on video, and on podcasts.
- Newsweek
- Yahoo News
- U.S. News
- Wealthtender
- Best Money
Watch & listen
Retirement News Online
Estate Planning Tips from Jason P. Berube
Jason’s estate planning tips, in a video interview with Retirement News Online.
Retirement News Online
Jason P. Berube Shares Tax Planning Tips
Jason on planning for taxes in retirement, in a video interview with Retirement News Online.
Get Advisor Fit
Jason Discusses How He Markets Financial Services to Contractors
Episode 3 of Get Advisor Fit: how Jason reaches contractors as clients.
Small Business Finance
Building a Business That Buys Back Your Time
Episode 205 of Small Business Finance, a conversation with host Tiffany Phillips, CPA.
Read
Wealthtender
Looking for Financial Help for Your Construction Business?
Jason answers construction owners’ planning questions in Wealthtender’s Q&A.
Best Money
Life Insurance Riders and Add-ons: How to Customize Your Policy
“Life insurance riders let people tailor their policies to fit their lives.”
Best Money
How To Open A Savings Account For A Child
Why a child’s first savings account teaches goal-setting as much as saving.
Yahoo News
As More Student Athletes Get Paid, Financial Coaches Take To The Field
Jason on the fairness questions raised as college athletes start earning.
Newsweek
Gen Z Has a Serious Debt Problem
The student loans and early-career instability weighing on Gen Z.
Newsweek
Retirement Savings Take a Hit from Student Loan Debt: Study
“As young adults grapple with mounting loan obligations, their capacity to invest in retirement funds dwindles.”
Webinars & events
Educational webinars and events are on the way.
Nothing is on the calendar yet. Join the monthly note below and you’ll hear about the first session before it’s posted anywhere else.
Start here
The Builders Financial Wellness Check
How dependent is your business on you? A short diagnostic that scores owner dependency, concentration risk, and transferable value, and shows you where to start.
Email list
One note a month, written for owners.
No newsletter filler. One idea about structure, dependency, or value, and what to do with it.